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Recently,we have credit cards so we have the right to overdraw our account in a proper way.Consequently,many of us spend money which is supposed to be spent tomorrow.Less and less of us still save money.However,does overdraw really make us happier?Is overdraw really a good way to spend money?I think the answer is no.Overdraw shouldn't be used everytime,except for some situation that we really need money but not have enough in our hand.It's better for us to save money. Generally speaking,parents in general always give enough money to us,college students.If we use our money in a proper way,it will be surely enough for us to spend.Let alone if we save our money.Moreover,saving money also makes us know the value of money,and let us understand that money is hard to earn.It is more than a good habit,but a life-long treasure.When we save money,we don't have to borrow others' or from banks when we are lack of money.If so,we have enough money ourselves.Therefore,saving money can also protect our dignity. In conclusion,saving money is better for us than overdrawing.Why not saving money from now on?