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文章结构清晰，有效地采用了多种衔接方法；熟练使用了一些长难句；文中词汇表达较丰富恰当，但学术词汇稍显不足。
Nowadays, more and more people rely on one key without consideration about the high risk and other unexpected situations. For example, most college students prefer staying up to review the contents marked by the professor rather than study every day; The old and the middle-aged women are apt to depozit their money in the bank because of the security without considering the extremely low interest rates. However, I believe it unwise to put all the eggs in one basket. If do so, we will be confront the situation, the whole eggs are broke ,which we can't take up. Thus, the students will fail to go through the course and the people will lose a lot of money. To avoid such assumption, it is essential for the people to divide the money into several parts to get profit and it is much easier for the students to study the whole semester. Above all, we should learn to put eggs in several baskets by which we can achieve more than ever.
