2012年12月英语四级作文真题:Education pays

文中词汇使用较丰富恰当，但学术词汇表达还需要很大提升；句法知识很棒，若增加一些从句的使用，文章会更出色；行文稍显不流畅，应增加文中衔接词的使用。

We can see from the picture there is a man swipe a credit card on POS machine.And the machine print a lot of bills.Obviously,using credit cards is widespread especially on the chinese mainland. Now there have a question whether we should use credit cards.On the one hand,it is a convenient way to consumer.The public need not carries a lot of cash and be worried about their money be stole.In addition,china has seen fast economic development over the past decades.The use of credit cards has also made a massive contribution to this end.On the other hand,while a small group of person have not ability to pay line of credit,they still use the cards.This consumption pattern means more than debt ,it actually bring burden in the future . With rapid social and economic development , a growing share of way of payment go into millions of households.Choosing carefully a suitable way is a mast.Only in this way can the prospect of our life be brighter.