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文章结构清晰，有效地采用了多种衔接方法；作者能较灵活准确地使用词汇表达，但高级词汇的积累还有很大的空间；可适当增加文中长句和复杂句的使用。
My Idea of Saving Money Generally speaking, in today's society there are two ways of consumption, one is to save money, the other is to overdraw consumption. I'm more inclined to overdraw consumption between two of them. You might be surprised, because most people in China still uphold the concept of saving consumption. Then, why I prefer overdraw consumption? Let me give an example. If you put 10,000 yuan in the bank in 2004, five years later you will probably get 11,800 yuan. Obviously you earn 1,800 yuan. However, if you overdraw consumption, you can put the money to buy real property like a house or antiques. Surely, it can also be used to buy stocks or funds. I do not know how much you can earn, but I think it's more worthy than saving money! On the other hand, if eventually will get something in the way of saving consumption, then why can't I have the rights to use it in advance in the way of overdrawing consumption? If I want to get something, in the traditional view, I have to save money little by little until I have enough money to buy it. If I am to choose overdrawing consumption when I want it, I can have it and use it advance, then I just need to repay the money little by little! With the development of economy at present, more and more people choose to overdraw consumption, however, the way of overdraw consumption has both advantages and disadvantages. It's necessary to combine oneself's conditions to make reasonable decisions.
